Free PDF · 12 pages · Updated for 2026
Everything you need to buy a home in Calgary
A clear, practical guide by Kateryna Semenova, REALTOR® with CIR Realty — with the real numbers for Calgary and Alberta.
What is inside
- The buying process in 8 steps, from pre-approval to possession day
- Minimum down payment and CMHC insurance, explained with examples
- FHSA, RRSP Home Buyers’ Plan, the tax credit and the new GST rebate
- Alberta closing costs — a full example for a $500,000 home
- Calgary prices by district and home type (CREB® data)
- How offers and conditions work in Alberta
- Buying as a newcomer: the foreign buyer ban and its exceptions
- Checklists for pre-approval, showings and moving in
